An annuity is insurance coverage that can help you prepare for retirement and create a guaranteed income for life. This coverage provides a steady income stream for those retired or nearing retirement. If you are considering getting an annuity, you must r ...
The average amount of miles you drive per year is one of the main factors determining your car insurance quote. For example, your rates might be lower if you don't always drive to work and no longer commute because those who drive less often have a lower ...
You must have health insurance coverage or pay the penalty or fine on your federal or state income tax return. However, you can get an exemption for not having qualifying health insurance to avoid this penalty. Some exemptions require an exemption applica ...
Information can get lost in your mind if you're filling out auto insurance applications. Whether you are switching auto insurance companies or buying a new auto insurance policy, you must provide all the required information and be honest when applying so ...
Your driving record, your age, the type of vehicle you drive, and even your credit rating will determine what you will pay for car insurance. Insurance companies also consider the safety ratings of your car when determining your auto insurance premiums. ...
While your insurer covers the rest, you must pay a deductible when filing a claim with a standard car insurance policy. Zero-deductible car insurance is an option for policyholders who don't care about higher premiums to ensure they're fully covered in an ...
If you've decided to purchase a life insurance policy, choosing those that will get the proceeds of your policy is an integral part of the process because you can't change your beneficiaries after you're gone. So how can you choose the right beneficiary? ...
You need solid health insurance if you have a disability. If you’re worried about paying higher premiums or not being able to get health insurance coverage, rest assured that you’ll get the coverage you need at a reasonable price. Understanding Health In ...
Hurricanes bring more rain and wind to people, which can lead to floods. However, many will be shocked that their homeowner's insurance claims do not cover flood damage. Likewise, a renter or dwelling insurance policy won't provide coverage for flood dama ...
Lying to your insurance agent to save a few amounts of money on home insurance is a bad idea. However, if you lie about your insurance needs, it could cost more money than you expected. Here are home insurance areas where you shouldn't lie or "forget" to ...
