You need solid health insurance if you have a disability. If you’re worried about paying higher premiums or not being able to get health insurance coverage, rest assured that you’ll get the coverage you need at a reasonable price.
Understanding Health Insurance On Disability
A disability affects your vision, hearing, and ability to think, walk and work and limits you from daily activities. According to the Affordable Care Act (ACA), no one must be denied health insurance coverage, limited benefits, or charged a higher premium for having a disability. Therefore, you’re qualified for any health insurance coverage and can’t be charged more because of your disability.
Best Health Insurance On Disability
Since the Affordable Care Act made health insurance available to everyone, including people living with a disability, there’s no particular plan that’s best for those with disabilities. So instead, research the different types of plans and choose a coverage that’s best for your budget and medical need.
Choosing Health Insurance On Disability
There are health insurance coverage’s for people with a disability, whether you choose an employer-sponsored plan, an ACA plan through the marketplace, an off-marketplace plan, or get coverage through your partner.
You can get a health insurance plan through Medicare or Medicaid if you qualify for SSDI. When you’re ready to choose a health insurance plan for disability, review the coverage carefully before making your choice.