Insurance companies will typically check your driving record as part of the underwriting process when determining your premium. However, the length of time that an insurer will look back can vary but typically ranges from three to five years. If you have ...
Life insurance is a significant investment that provides financial protection to your family when you die. However, life insurance companies require a medical exam to determine your eligibility for life insurance coverage and set your premium rates. The e ...
Life insurance policy is straightforward: You pay for an insurance policy, and if you pass away while your policy is active, the death proceeds go to your named beneficiary. But what will happen if your beneficiary dies before you? These scenarios might b ...
If you've decided to purchase a life insurance policy, choosing those that will get the proceeds of your policy is an integral part of the process because you can't change your beneficiaries after you're gone. So how can you choose the right beneficiary? ...
A life insurance policy provides a lump amount to your beneficiaries if you pass away from accidents, natural causes, and most diseases. However, there are some events under which benefits aren't payable. Some of the events that your life insurance may no ...
As we all know, life insurance provides your beneficiary with a payment if you pass away when you are covered. But not everyone is familiar with the different kinds of life insurance. For instance, there is whole life insurance and term life insurance. ...
Many of the disruptions resulting from the pandemic are looking here to stay. It’s safe to call it a new normal now. We had companies going remote owing to government lockdowns. However, with the easing lockdowns and return to normalcy, many of them have ...
Everything that tech touches gets transformed. We are witnessing this in the insurance industry. Technology has as promised, eased the friction and limitations of human effort that affect getting insured. The greatest limitation to getting insurance is th ...
Many of the disruptions resulting from the pandemic are looking here to stay. It’s safe to call it a new normal now. We had companies going remote owing to government lockdowns. However, with the easing lockdowns and return to normalcy, many of them have ...
If you are considering applying for life insurance, it is essential to learn about the types of life insurances that are offered. Life doesn’t always go as planned and sometimes an unexpected event can leave your family facing hardships. Life insurance ca ...
