As cyber-attacks grow yearly, more and more businesses ask, “Is Cyber Insurance worth it?” Yes, if your business is at risk of hacking, data breaches, and computer fraud. While there are benefits to purchasing cyber security insurance, the coverage is mos ...
What Your Life Insurance Doesn’t Cover
A life insurance policy provides a lump amount to your beneficiaries if you pass away from accidents, natural causes, and most diseases. However, there are some events under which benefits aren't payable. Some of the events that your life insurance may no ...
What Is A Cafeteria Plan?
A cafeteria plan, also known as section 125 Plan, is a type of plan where employers offer their employee's several pre-tax benefit options. With this plan, employees can contribute a certain amount of pre-tax income to access certain benefits, such as hea ...
What Is Hurricane Insurance?
During hurricane season, you don't want to worry about whether your home is financially protected. Hurricanes can range in intensity and destruction. If you reside in an area prone to hurricanes, it is an excellent idea to protect your home before the sto ...
How Often Should I Review My Policy?
Reviewing your insurance policy can help you get the best plan for your coverage. However, seeking an insurance review at least once a year is recommended to keep your policy information updated before renewal. By frequently reviewing your insurance, you ...
What Is Loss Assessment Coverage?
When you reside in a condo that is part of an HOA, you pay the running assessments fee for amenities and certain services. However, there are times when some circumstances arise that your homeowner's association (HOA) won't be able to cover the cost of re ...
How Long Does A DUI Impact Your Insurance
DUI convictions can have a significant impact on your insurance rates. How long the conviction affects your insurance rates will depend on the insurance company and your state. Here's what you need to know about DUI and car insurance. Understanding The L ...
How Lost Wages For Personal Injury Claims Are Calculated
If you've been severely injured and cannot work, you may be entitled to compensation for your lost wages. But how do you calculate those wages? Calculating lost wages can be tricky, but it's essential to get it right. Here, we'll look at what lost wages a ...
What To Do If Your Workers’ Compensation Settlement Is Denied?
You hope for a quick settlement when you are injured on the job and file a workers' compensation claim. But unfortunately, the claim process doesn't always go as expected. So if your workers' compensation settlement is denied, what should you do? Here are ...
HSA Vs. HRA: Which One Is Right For You?
Consider getting a health savings agreement or health reimbursement account if you wish to take better control over your money on health care. HSA and HRA may look similar, but there are some differences. So, which one is right for you? What’s The Differ ...