Life insurance is a significant investment that provides financial protection to your family when you die. However, life insurance companies require a medical exam to determine your eligibility for life insurance coverage and set your premium rates. The e ...
Lender’s Title Insurance vs. Owner’s Title Insurance
Lenders' and owners' title insurance are confusing real estate terminology, especially for people buying a home for the first time. Homebuyers must understand the difference between these two terms. Here, we'll break down these two real estate terms. Wha ...
What Is An “Aggregate Limit” In Business Insurance?
When reviewing your business liability insurance policy or comparing potential new coverage’s, you must understand the various terms used. If you don't understand the terms used, you won't fully know the protections an insurance policy provides. There are ...
Scenarios When Renters Insurance Will Save You
Renters insurance is a policy that provides coverage for rental properties. While many renters may believe that they don't need insurance, the truth is that there are several scenarios in which a renter's insurance can be valuable. Here, we'll explore sce ...
What is Habitational Insurance
As the owner of residential properties, you face several risks due to a homeowner-tenant relationship. This is where Habitational insurance comes in. This policy protects you against risks and helps prevent financial loss. What Exactly Is Habitational In ...
How Retiree Can Save Money On Homeowners Insurance
Retirement is a time that many of us look forward to, but it can also be a time of financial uncertainty. This can be especially true for retirees who are no longer earning a steady paycheck. Homeowners insurance is one expense that can be costly. Fortuna ...
Can I Get Auto Insurance With A Valid Foreign Driver’s License?
When you get a visa to work or study in the United States, you don't necessarily need to apply for a U.S. driver's license to drive legally. You can drive in the country if you have a foreign driver's license that meets all of your state's driving require ...
Can I Cancel Auto Insurance on a Financed Car?
When you finance a car, your lender requires you to have auto insurance coverage to protect the vehicle and their investment in the event of an accident—however, sometimes life changes, and you may want to cancel your insurance coverage on the financed ca ...
What Happens If Your Life Insurance Beneficiary Pass Way Before You?
Life insurance policy is straightforward: You pay for an insurance policy, and if you pass away while your policy is active, the death proceeds go to your named beneficiary. But what will happen if your beneficiary dies before you? These scenarios might b ...
Tips For Lowering Auto Insurance Rates Down
Everyone is looking at different ways to cut their expenses. Lowering your auto insurance premiums is one way you can save money. From advance payments to good driver discounts, continue reading to find ways to reduce car insurance costs. Choose the Be ...