Unexpected events like theft, fire, or natural disasters can devastate your personal belongings and leave you with significant financial losses. Fortunately, renters insurance can provide you the protection you need to safeguard your possessions. Let's ex ...
How Long Can Homeowner Insurance Claims Stay On Your Record?
Having a homeowner's insurance policy can provide you with peace of mind. Homeowners insurance covers your personal belongings when lost in a covered loss. So, for example, if your house gets destroyed or damaged, you can file a claim, and your insurer wi ...
Lender’s Title Insurance vs. Owner’s Title Insurance
Lenders' and owners' title insurance are confusing real estate terminology, especially for people buying a home for the first time. Homebuyers must understand the difference between these two terms. Here, we'll break down these two real estate terms. Wha ...
Scenarios When Renters Insurance Will Save You
Renters insurance is a policy that provides coverage for rental properties. While many renters may believe that they don't need insurance, the truth is that there are several scenarios in which a renter's insurance can be valuable. Here, we'll explore sce ...
What is Habitational Insurance
As the owner of residential properties, you face several risks due to a homeowner-tenant relationship. This is where Habitational insurance comes in. This policy protects you against risks and helps prevent financial loss. What Exactly Is Habitational In ...
How Retiree Can Save Money On Homeowners Insurance
Retirement is a time that many of us look forward to, but it can also be a time of financial uncertainty. This can be especially true for retirees who are no longer earning a steady paycheck. Homeowners insurance is one expense that can be costly. Fortuna ...
Homeowners Insurance: Why Is Flood Coverage Not Included?
Hurricanes bring more rain and wind to people, which can lead to floods. However, many will be shocked that their homeowner's insurance claims do not cover flood damage. Likewise, a renter or dwelling insurance policy won't provide coverage for flood dama ...
Things You Shouldn’t Lie About To Your Home Insurance Company
Lying to your insurance agent to save a few amounts of money on home insurance is a bad idea. However, if you lie about your insurance needs, it could cost more money than you expected. Here are home insurance areas where you shouldn't lie or "forget" to ...
What Is Hurricane Insurance?
During hurricane season, you don't want to worry about whether your home is financially protected. Hurricanes can range in intensity and destruction. If you reside in an area prone to hurricanes, it is an excellent idea to protect your home before the sto ...
What Is Loss Assessment Coverage?
When you reside in a condo that is part of an HOA, you pay the running assessments fee for amenities and certain services. However, there are times when some circumstances arise that your homeowner's association (HOA) won't be able to cover the cost of re ...